Tuesday, April 22, 2014

Is Philippine Prudential Life Insurance Company Inc's (PPLIC) LABB PLUS Refundable?

As of April 22, 2014 at 12:16 a.m., someone was kind enough to post these comments in "STOP Buying Philippine Prudential Life Insurance C...".

I'd like to personally thank Theresa for keeping us updated and informed regarding her request for a refund on Philippine Prudential Life Insurance Company Inc's LABB Plus.

Anonymous has left a new comment on your post "STOP Buying Philippine Prudential Life Insurance C...": 
hi all, Theresa here.. i have received an email from IC, they sent a letter to pplic requesting for refund on my behalf kaso tagal bago sila ngsend. then i just got my labb plus refund amounting to 4250 last april12. keypoint to get this is be firm na IC said this is refundable, its better kun sabay sabay kayo punta sa HO ng PPLIC wag sa SM north ave. okay din na lahat kau punta sa office IC nang makita nila ganu karami ang biktima. 
Posted by Anonymous to Digital Brew at April 21, 2014 at 4:35 AM

Anonymous has left a new comment on your post "STOP Buying Philippine Prudential Life Insurance C...": 
i just got my labb plus refund last april12. it took them more than a month to give it back... ~theresa

Posted by Anonymous to Digital Brew at April 21, 2014 at 4:13 AM

Anonymous has left a new comment on your post "STOP Buying Philippine Prudential Life Insurance C...": 
hi haopee, just want to update u that i got my labb plus refund amounting to 4250php last april 12. ~theresa 
Posted by Anonymous to Digital Brew at April 21, 2014 at 4:04 AM
Anonymous has left a new comment on your post "STOP Buying Philippine Prudential Life Insurance C...": 
hi all, just want to update u that i got my labb plus refund amounting to 4250php last april 12. ~theresa 
Posted by Anonymous to Digital Brew at April 21, 2014 at 4:00 AM

So there you have it. I hope this answers the question of whether LABB Plus is refundable or not. 

Friday, March 28, 2014

Where to Buy Cakes and Pastries in Marikina? Wolly Winkle

Now, before anything else, I have to say that this was not paid nor endorsed by the owner. I simply came across the tiny patisserie while waiting for our car to get upholstered, which took about 3-4 hours!

To make a long story short, I got hungry and checked what was in the Wolly Winkle Cakes and Cafe shop.

Don't let appearances deceive you.
Wolly Winkle is located near MG Square Upholstery at G. Fernando Ave., Corner Dragon Street, Marikina City. It's directly beside the newly-opened, awesome-looking Car Wash and Restobar whose name I have not taken note of.

The Wolly Winkle Cakes and Cafe's atmosphere suggest a cozy and welcoming vibe.
So I entered the establishment with sky blue metallic sticker plastered all over its front display. I'm not sure why the owner chose to do this with the cake shop as you could barely see through it during afternoons.

This cake shop may look barren in the outside, but once you've entered, you'll certainly appreciate the thematic choice of blue and Alice in Wonderland artwork hung throughout the small room. 

I especially love that their service water is served in a wine glass instead of a regular cylindrical one.
There aren't that many tables, which makes sense since it's not an ideal place to eat dinner in. 

However, if you're going to hang out with a friend and just want to try some cakes, it's definitely a place to consider (especially if you're near Sta. Lucia Grand East Mall).

A slice of cake cost within 100 php range. The portions are smaller than what I expected, but I won't judge this yet since I haven't tried any of it.
Cake pricing is as follows:

(Cake - Slice/Whole)
Blueberry - 125 / 1000
Oreo Cheesecake - 125 / 1000
Classic Sans Rival - 105 / 840
Chocolate Dream Cake - 95 / 760
Chocolate Paradise -  95 / 760

Unfortunately, I forgot to name of their best-seller... It had something to do with Marshmallow; it's the one located at the upper right corner of the picture directly above. 

I ordered their Mac and Cheese (95 php) and Revel Bar (45 php). 

The bread was a little chewy (perhaps from having been refrigerated). Nevertheless, the Mac & Cheese was real good.
Okay, so the price is a little steep compared to mainstream restaurants and fastfood joints. After all, Goldilocks' Baked Mac cost about 65 - 75 php. 

Still, it's definitely a place I would consider visiting again. I wasn't able to taste their cakes, but their revel bar sufficed to tell me that its preparation was home-made.. and I just love home-made cooking.

To sum it all up:

***** Ambiance/ Atmosphere - cozy, thematic and just great for friends who want to hang out.
****   Food - Good enough. I haven't tasted the cakes yet, but their Revel Bar was OK! It's not too sweet or too jam-packed with flavor.
***     Price - A little steep in comparison to Banapple (my favorite cake place), but all the well good. Can we go back to the ambiance? It was really cute and adorable.  On the other hand, the pricing just sounds about right if you were to go to a cafe to hang out. It's cheaper than Starbucks albeit the lack of specialized  coffee blends.

Will I go back there to try their cakes? Definitely!

Wolly Winkle Cakes & Cafe is located at #32 Gil Fernando Ave., San Roque, Marikina City
Tel No. 631-76-44

Wednesday, March 5, 2014

How to Root Samsung Galaxy Y GT-S5360 (Newbie Guide with Pictures)

Last time, I discussed about restoring/ resetting/ reformatting your Samsung Galaxy Y. This helps with problems regarding slow android phones and frequent "forced close" apps.

For one, a friend of mine paid a whopping 250 php simply to have her phone reformatted because she couldn't text or call or do anything functional with it. That's a less-than-5-minute process. Others have actually charged her 500 php when all they had to do was do a hard reset/reformat.


Rooting a Samsung Galaxy Y GT-S5360 is actually easier than rooting a MyPhone A818g
Let's get down to business, shall we.

Rooting... Why should I root my phone? (in layman's words)

To be honest, I've barely rooted my phone. And to be more embarrassingly honest, I have bricked  a MyPhone A818 because I was dying to root it. So why do we root?

1. Rooting your android phone can help you adjust the parameters for which your phone is functioning e.g. kill bloatware and manufacturer apps that hog up battery life.

2. Rooting your Samsung Galaxy Y will allow you to install custom roms. Mine, at the moment, is running on ChobitsDigitalis ROM.

3. Rooting gives you that SuperUser icon that looks so cool because it shows you have the briefest idea of what you just did. Oh, and having superuser rights allow you to download the infamous ClockWorkMod/ ROM Manager.


1. Is rooting the Galaxy GT-S5360 difficult? 


2. Do I need to back up my old files? 

In this case, no. They will remain there. 

However, just to be safe, when it comes to tweaking, rooting or installing custom roms, backing-up your files is an imperative.

3. What do I need to root my Samsung Galaxy Y?

a. your computer, to download the update.zip
b. a USB cable to transfer the files from your download folder to your SD card.
c. a Samsung Galaxy Y that has a minimum charge of 50%
d. your concentration

4. If I accidentally install the update.zip more than once, will I brick my phone?

Not to my knowledge. While doing this article, I actually rooted my Samsung Galaxy Y GT-S5360 3 times. Just don't try it for the sake of testing the theory.

5. Will this update.zip work on Galaxy Y Duos?

I haven't tried it (for the absence of a Duos phone). However, I strongly advice for you to look for a Samsung Galaxy Y Duos root instead. 

How do I root my Samsung Galaxy Y?

1. First, download the update.zip.

2. Attach your USB cable to your computer's USB port with the other end on your phone.

USB Connected notification in android phones.
3. Once you see the notification 'USB Connected', just press it and choose "Connect USB Storage". Press "OK" on the next prompt. Your green Android will turn orange and the phone's memory will become visible under 'Devices with Removable Storage'.

Some devices will have another pop-up message before green Android turns orange. Just press 'OK' if this notification pops out.
4. Copy the update.zip into the main folder.

Main folder just means the very first window that opens when you click on 'Removable Disk'
5. Once done, go to your phone again and select  "Disconnect USB Storage".

6. Turn off your phone in preparation for 'Android System Recovery'.

7. Once it's off, press the Volume Up, Home button and Power Button simultaneously. Once the Samsung Galaxy Y logo appears, just let it go  

8. Using the Volume Button as your scroll keys, just press it to go to "apply update from sdcard". Press the "Home" button to choose the update.zip package.

9. Scroll down again to highlight update.zip. Press "Home" again to install the zip.

Select update.zip. If you accidentally placed the zip file in another folder, just select the folder name (the one with a / after each word) and choose update.zip
10. It's a pretty quick process. Once it's done, your phone will have the message on its screen saying: You've been rooted! Install from sdcard complete.

11. Select "reboot system now" and we're done with rooting. You should now see the superuser icon in your menu.

Viola! Now, you've successfully rooted your Samsung Galaxy Y.
And that's how the cookie crumbles, folks.

Sunday, February 2, 2014

5 Ways to Deal with a Slow Yahoo Mail

Ever since Yahoo Mail's update (where Yahoo CEO, Marissa Mayer, say it's all faster, easier to navigate and better looking), it's brought nothing but frustrations and agitations to a lot of end-users. 

In fact, a lot of Yahoo Mail loyalists have switched because not only is it extremely slow,  but the ads seem to hog more resource than the mails. Furthermore, after Yahoo Mail Classic was discontinued, the company put out a glitchy, unreliable and often times inaccessible Yahoo mail which seems to only focus on their advertisers rather than their user.

Have you experienced problems with your Yahoo Mail?

1. Has your Yahoo Mail been extremely slow?

2. Does Yahoo Mail seem to lag in a perfectly fast computer?

3. Do you have problems opening your email in Yahoo Mail?

4. Are you having problems with download and uploading email attachment from Yahoo's Mail?

5. Have some of your friends mentioned not receiving emails you've sent?

6. Heaven forbid, did you get hacked?!?

Well, welcome to the club. You're the only one experiencing these problems with Yahoo. It's actually a world-wide plague.

Oh, Yahoo Mail, why so slow?!?
Scrolling down is labored. Opening mails take forever. There's a giant ad asking you to sign up when you already are.

So what do we do? Just a fair warning, this isn't anything technical... it won't resolve the Yahoo Mail issue either... They're simply steps to alleviate the problem.

How to Deal with a Slow Yahoo Mail? Switch!

But before that try these first.

My top choices in browsing capabilities
1. Use a different browser. 

If you're still sticking with Internet Explorer, you should consider switching. Some people prefer Chrome, others Firefox. The difference between Chrome and Firefox is that Chrome loads faster while Firefox loads pages more reliably.

2. Try using an email client like Mozilla Thunderbird or Outlook.  

Need to avoid those annoying ads, try Thunderbird. All you need to do is set it up and you're free from having to deal with Yahoo Mail's annoying ads.

Mozilla Thunderbird archives, stores and syncs Yahoo Mail.
Note: If your email has a suffix other than yahoo.com e.g. abc@yahoo.com.sg, then you might need to set it up properly. Start with this thread on how to set-up Thunderbird with Yahoo Mail.

3. Delete ancient emails because they take up space. 

So you might be the type to store emails from the late 1990's to the early 2000's. Back them up and delete the ones that are no longer important.

How to Back-Up Yahoo Mail locally.
Once you've gotten Thunderbird installed and set-up, download the ImportExportTools through Thunderbird's Add-ons Manager and right-click on a folder/ mail and do the steps as pictured below.

4. Use a different attachment uploader/ online storage

*cough" Dropbox. Why bother doing attachments when you can use Dropbox. All you have to do is make an account, install Dropbox into your computer, select a folder to store hard copies of your uploaded files and Viola. You're set!

Using Dropbox is as easy as putting your files into the Dropbox folder.
Note: The green check on the Dropbox folder indicates that whatever is in that folder has already been successfully stored online. All you have to do is get the link.

5. Finally, switch emails providers and have your Yahoo emails forwarded to it. 

For instance, Mail.com offers a Mail Collector that users can take advantage of for FREE.

If you need to use one account for Gmail and Yahoo, consider using Mail.com.
So there you have it... 

Sure this may not be a solution to fix your buggy Yahoo Mail, but it helps keeping your options open.

Tuesday, January 14, 2014

Undeniably The Worst Starbucks Branch Ever... Starbucks at Southpoint SM City Iloilo

Like most of you, I love Starbucks. Although somewhat expensive, the fact is, they have the friendliest and most helpful staff, the tastiest coffee, and the extra whipped cream. Who doesn't love the free extra whipped cream? And I thought that this was applicable to all branches of Starbucks. In fact, I've never known a Starbucks to skimp on ingredients...or whipped cream.

And no, I am not talking about the whipped cream that's blended into the coffee. I just want the extra fluff on top of my Frappuccino!

Starbucks' Raspberry Blackcurrant Blended Juice and Mocha Frappuccino
But I was wrong. There's actually one branch which just plain sucks at making Starbuck's prize-winning coffees. To add to the frustration, they don't do "extra whip". They just charge you for it while most branches (all branches I've gone to), give this as a typical freebie.

To cut to the chase, I will never ever EVER go to Starbucks at Southpoint SM City Iloilo EVER AGAIN! Why? Because of the following reasons:

1. Starbucks at SM City Iloilo skimps on ingredients. 

Their coffee neither taste as strong nor sweet as the ones in NCR branches. My top three examples... Starbucks Marquinton (love the extra strong coffee taste), Starbucks Eastwood (a little sweet but still fine) and, my personal favorite, Starbucks at Katipunan Ave along Ateneo (extra whip filled to the brim of the Frap's cover).

Hey Manager! This is how extra whipped cream is supposed to look like. And it's freaking free in all the other branches you aren't working in!
Starbucks Green Tea by Terry Johnston, CC BY 2.0
Is it too much to ask the same level of taste and quality from Frappuccinos of the same store name? Doesn't Starbucks pride itself in keeping quality and service at its finest?

I won't be attacking the lack of telephone numbers/ hotlines in the receipt... But how am I supposed to make a complain?
Oh wait... here it is!

Southpoint SM City Iloilo        
Southpoint SM City Iloilo, Benigno
Aquino Ave., Manduriao, Iloilo, Iloilo
(033) 333-34-90
Add-on shot for a premium ingredient... Sure!
I can't wait for the time to come when Starbucks starts to charge its customers additional for using their electricity and Wi-Fi. Although I doubt that'll happen in NCR, I won't be surprised if it does at Iloilo.

2. They charge you for "Extra Whip on Top". 

Yes, dear friends. Starbucks at SM City Iloilo charges extra for extra Whipped cream which has always been free in all the other branches. This is the second time I've been charged for Extra Whipped Cream. The first time (same branch), the manager explained that "Double Whip" does cost additional since whipped cream is blended in the drink and on top of the fluff. Extra whipped cream on top, however, (which is often confirmed by the cashier or barista) is FREE- no matter how many Frappuccino blended beverages you've ordered.

According to their Shift Manager Ms. KLQ, they DO charge extra for premium ingredients. And since whipped cream is a premium ingredient (obviously another ingredient they want to skimp on), then an additional 20 php is added to your bill.

Thank the coffee gods the condiments are free!!!
And to further agitate me, she adds that it will only be charged once for the two coffee-based blended beverages where the whipped cream will be split in half. Does this mean people who request for "no whipped cream" get a 20 php rebate on their payment?

I didn't know Starbucks has been opened for franchise! It truly sounds like a businessman's imposition rather than the beloved store group people from different nations have adored. Apparently, it's not enough that you're paying 180php for a Venti Frappuccino.

3. Something is definitely wrong with Starbucks SM City's whipped cream.

Let me give you a recap of that, their Frappuccino isn't as tasty, they charge an additional 20 php for Extra Whipped on Top (a typical freebie in all other Starbucks branches), and their whipped cream isn't smooth or fluffy (To be honest, you're better off in Coffeebreak. And I'm not even a big fan of theirs anymore!).

Coffeebreak is one of Iloilo's pioneer cafes. And the whipped cream on top of their Frappes are perfect.
I'm supposed to think this is okay? It's not smooth and fluffy. Something is wrong with this Starbucks branch's whipped cream.
Perhaps it's because the staff of Starbucks SM City Iloilo has yet to experience the taste and level of service other branches are currently offering. Heaven forbid I'd get the excuse that this Starbucks is in the province! I know Ilonggos are better than that.

This is how the Starbuck's Whipped Cream should look like.
coffee tiramisu cappuccino by hirotomo t, CC BY-SA 2.0
Perhaps it's because they have yet to internalize what Starbucks embodies.
It has always been, and will always be, about quality.
-Starbucks Mission Statement
Perhaps the managers are just plain too busy  to impose strict quality control.

Perhaps they're too busy to compare their service with other Starbucks branches that they're confident enough to say that anything extra costs extra (probably except cream, sugar and anything in their condiments table).

Perhaps its because no dissatisfied customer has ever confronted them yet.

I don't know. One things for sure, I will never EVER EVER EVER go to Starbucks at SM City Iloilo ever again.

Starbucks Philippines
bad Starbucks experience
Starbucks coffee
Starbucks whipped cream

Wednesday, November 13, 2013

Please Pray for Typhoon Yolanda's Victims and Survivors

One of the worst typhoons to hit the country, Category 5 Typhoon Yolanda (Haiyan) has brought pain and sorrow to many Filipinos. For those who have lost loved ones, it is a battle to keep on living and surviving even under such circumstances. The lack of food, water, proper shelter and medicine is making this battle more difficult to pull through.

Although communication and electricity is restored on most areas affected, some barangays (villages) have not yet received relief goods. Some hospitals have already closed down for the lack of medicine and equipment. And because of desperation, some fellow Filipinos have looted stores and malls to feed their families.

To volunteers passing through this post, Philippine Red Cross and DSWD are still in need of volunteers to repack goods so they can distribute it to places who have not received it yet.

Super Typhoon Haiyan - Yolanda Recovery
To international visitors reading this, I would like to express my heartfelt gratitude to those countries and international companies (like Samsung) who have donated to help Filipinos rebuild what they have lost.

For the rest of us, please pray for the victims and survivors of Typhoon Yolanda so they may have the strength to rebuild their homes and lives.

Additional News and Information on Yolanda 2013: